I have no smartphone either
and i still think that JAG is good
But i have an idea
Make something that records your ip and if someone tries to log in from a different ip outside of a time frame and distance (i.e. Logging on in britain then logging on in Australia five minutes later) then it locks your account and sends an email with a button on it to your email account that, using the recovery questions can be used to unblock the account and it also prompts you to change your ********.
Possibly just a different way of doing JAG.
26-Jun-2014 18:08:14