Cloaks -- which are like capes -- aren't jackets, so it would only cover the back, and maybe a bit around the shoulders. Hope this helps you visualize what I was thinking a bit better.
Just added a bit more to Chapter One, starting on page 3. I have more written, but not the time to type it up, and I'll be busy for a couple weeks, so I thought I'd better go ahead and give y'all something. Apologies for the cliffhanger.