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Preparing for death

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Averia Light

Averia Light

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Backstory:
So, I was in therapy and my therapist really did not like to hear that I prepare for my own death even though I have a child. By preparing, I mean paying down everything (I only have the mortgage left and 1/3 of it is paid off in its 4th year), upgrading/remodeling the house just in case I die and my hsuband has to put it on the market, having 2+ years of clothes in totes for my daughter, shoring up our investments, etc...

I could go on, but I constantly prepare- almost everyday, for if I die. If you include cutting expenses to have money for preparations, then I "prep" everyday. I even pivot my career on the basis that my husband could die - therefore I have to make enough money to survive on my own (which is another reason why I prep the way I do). It is also a reason why I am going back to college.

Is this really all that strange or concerning? I am not actively suicidal and haven't been for awhile nor am I on my deathbed or anything like that, I just went to therapy to be a better version of myself for my kiddo and although there was a ton of issues that were abnormal, I'd think preparing for bad situations that happen to families everyday is... relatively normal, right?

Do you guys prepare at all for any bad scenarios? How far do you all go with it?

Also, I may not reply right away, so please excuse any delays. And I swear I'm not going to let her know all the pain I have known

09-Mar-2021 03:03:23 - Last edited on 09-Mar-2021 03:07:23 by Averia Light

Aeroxmaster

Aeroxmaster

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You can create insurance policies, fine.

Then there's overstepping the mark.

Let's put it this way: it is not possible to prepare for every single eventuality. If that was the case, then no business would have gone under during the covid pandemic because they would have prepped for that too.

There needs to be an appropriate balance. The type of prepping you do wouldn't be the one I'd personally make however.

09-Mar-2021 09:53:43

FiFi LaFeles

FiFi LaFeles

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I take my hat off to you for being so prudent and diligent in your activities for ensuring your family will not hit hard times should you die suddenly.

I don't think there's anything abnormal in that. Probably more people would do it if they could.

I've done it myself throughout life; having had a childhood where not even the next meal was a definite I've done the thing as an adult ensuring the mortgage got paid off in my 40s, taken out various insurances (including for funeral expenses) and stashed cash in different savings plans (not stocks and shares - I'm not smart enough to undertake that, lol) - so that whoever is left behind isn't given the burden of debt or scraping an existence.
Le Chat Guerrier

Bwian's Towel & Grief Shop

09-Mar-2021 10:16:08

Averia Light

Averia Light

Posts: 28,508 Sapphire Posts by user Forum Profile RuneMetrics Profile
Stoat King said :
OP - you are just being pragmatic. Nothing wrong with that.
If people are freaked out by it, then thats a them problem.

That is kind of how I view it, but I was shocked that a professional was concerned. To me it isn't that I am planning to die, it is more or less just a contingency plan because I think we have all seen a family that went through the loss of a parent/spouse. It happens, you know?

Obviously there are other reasons to prepare for such an event, such as a will, but mine is thay there are others who depend on me. And I swear I'm not going to let her know all the pain I have known

09-Mar-2021 10:53:42

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