Old saying meaning today: Talking is cheap, saying things doesn't cost you a thing. But if you're willing to put your money up (take the necessary actions) you really mean it.
My boss was honest with me today. He pulled up to work with his sweet new car this morning and I complimented him on it. He replied, "Well, if you work hard, set goals, stay determined and put in long hours, I can get an even better one next year."